Credit Insurance

Credit insurance was born at the end of nineteenth century, and it was developed in the Western Europe between the first and Second World War. Credit Insurance is an insurance policy that is associated with a specific loan or if certain things happened to the borrower such as death, disability, or unemployment etc. the premium of credit insurance is charged monthly, or depending on the usage of the loan.

The sale of credit insurance is large because it is cheap to an individual as compare to the others insurance; an individual owner owns the life insurance policy to cover the credit balance.

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