Whole Life Insurance
Actually there are two life insurance schemes:
- short term insurance or temporary insurance
- whole life insurance or permanent insurance
Whole life insurance is the permanent life insurance coverage for as long as life is there and continuous payments of premium on time. It is a good plan for long term care. For temporary and emergency needs it provides guaranteed cash values thereby providing more security.
If the customer is younger who purchase a whole life policy, he can get less expensive annual premiums. Some whole life policies provide shorter premium payment periods such as 15 years or 20 years. Some whole life policies provide bonus or dividends. The money you pay in your whole life policy collects or adapts guaranteed cash values.
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Whole Life Insurance
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