Fixed Rate Mortgage

Fixed rate mortgage is the one in which the interest payable remains constant. Here the monthly payment does not change. The mortgage rates are determined at the time of the actual mortgage deed. The fixed mortgage rates are more advantageous than the adjustable interest rates because the interest rate remains the same if the interest rates go up.

The various fixed rate mortgages available are:

• 30 year fixed rate mortgage
• 15 year fixed rate mortgage
• Convertible mortgage
• Biweekly mortgage.
  
  

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